First National Bank of South Carolina

BankHolly Hill, South Carolina
http://www.fnbsc.com

Total Assets

$305.6M

Total Deposits

$269.7M

Branches

8

Established

1905

TFS Health Grade

$
C

75.5 / 100

Average financial health

How we grade

First National Bank of South Carolina is a bank headquartered in Holly Hill, South Carolina, established in 1905. With $305.6M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (75.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.13%(8%)
Total Capital Ratio
24.73%(10%)
Non-Performing Loan Ratio
0.43%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
12.53%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
60.83%(60%)

Lending & Liquidity

Total Loans
$146.1M
Loan-to-Deposit Ratio
53.52%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.21%
Deposit Growth (YoY)
+4.27%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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