CBL State Savings Bank

BankGreer, South Carolina
www.mycbl.bank

Total Assets

$188.0M

Total Deposits

$122.5M

Branches

2

Established

1907

TFS Health Grade

$
D

65.7 / 100

Below average financial health

How we grade

CBL State Savings Bank is a bank headquartered in Greer, South Carolina, established in 1907. With $188.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (65.7/100).

Capital & Safety

Tier 1 Capital Ratio
16.12%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
-0.15%(1%)
Return on Equity (ROE)
-0.96%(10%)
Net Interest Margin
1.94%
Efficiency Ratio
109.34%(60%)

Lending & Liquidity

Total Loans
$116.8M
Loan-to-Deposit Ratio
94.44%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-0.20%
Deposit Growth (YoY)
+3.85%
Net Income
$-278,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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