First Piedmont Federal Savings and Loan Association of Gaffney

BankGaffney, South Carolina
www.firstpiedmont.com

Total Assets

$580.7M

Total Deposits

$408.9M

Branches

7

Established

1933

TFS Health Grade

$
D-

62.9 / 100

Below average financial health

How we grade

First Piedmont Federal Savings and Loan Association of Gaffney is a bank headquartered in Gaffney, South Carolina, established in 1933. With $580.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (62.9/100).

Capital & Safety

Tier 1 Capital Ratio
28.72%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.73%

Profitability

Return on Assets (ROA)
1.81%(1%)
Return on Equity (ROE)
6.39%(10%)
Net Interest Margin
4.81%
Efficiency Ratio
55.56%(60%)

Lending & Liquidity

Total Loans
$504.2M
Loan-to-Deposit Ratio
121.85%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+2.08%
Deposit Growth (YoY)
+0.56%
Net Income
$10.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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