What is Dedicated Community Bank's financial health grade?

Dedicated Community Bank has a TFS Financial Health Grade of C+ (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Dedicated Community Bank have?

Dedicated Community Bank has 2 branch locations across the United States.

Is Dedicated Community Bank FDIC insured?

Yes, Dedicated Community Bank is FDIC insured (Certificate #26588).

What are the total assets of Dedicated Community Bank?

Dedicated Community Bank has total assets of $103.4M as reported in its most recent FDIC filing.

Dedicated Community Bank: Safety Grade & Financial Health

BankDarlington, South Carolina

http://www.dcbsc.com

Total Assets

$103.4M

Total Deposits

$93.9M

Branches

Established

1986

Dedicated Community Bank is a bank headquartered in Darlington, South Carolina, established in 1986. It holds $103.4M in total assets across 2 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Dedicated Community Bank earns a TFS Financial Health Grade of C+ (71.3/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

C+

71.3 / 100

Average financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

8.89%(8%)

Total Capital Ratio

12.37%(10%)

Non-Performing Loan Ratio

0.41%

Profitability

Return on Assets (ROA)

0.76%(1%)

Return on Equity (ROE)

9.47%(10%)

Net Interest Margin

4.40%

Efficiency Ratio

77.06%(60%)

Lending & Liquidity

Total Loans

$75.1M

Loan-to-Deposit Ratio

79.53%

Net Charge-Off Ratio

Other banks in South Carolina

United Community Bank

Bank

Greenville, SC

$27.9B

FOUNDERS

Lancaster, SC

$5.1B

Southern First Bank

Bank

Greenville, SC

$4.4B

C+

SOUTH CAROLINA

Growth

Asset Growth (YoY)

+1.74%

Deposit Growth (YoY)

+0.57%

Net Income

$782.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No CFPB complaints found for this institution.

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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Branch	Address	City	State	Type
Dedicated Community BankHQ	202 Cashua St	Darlington	SC	11
Dedicated Community Bank	2016 Hoffmeyer Rd	Florence	SC	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #26588

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.