What is The Bank of South Carolina's financial health grade?

The Bank of South Carolina has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Bank of South Carolina have?

The Bank of South Carolina has 6 branch locations across the United States.

Is The Bank of South Carolina FDIC insured?

Yes, The Bank of South Carolina is FDIC insured (Certificate #26912).

What are the total assets of The Bank of South Carolina?

The Bank of South Carolina has total assets of $576.2M as reported in its most recent FDIC filing.

The Bank of South Carolina

BankCharleston, South Carolina

www.banksc.com

Total Assets

$576.2M

Total Deposits

$501.7M

Branches

Established

1987

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

The Bank of South Carolina is a bank headquartered in Charleston, South Carolina, established in 1987. With $576.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

11.46%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.21%

Profitability

Return on Assets (ROA)

1.42%(1%)

Return on Equity (ROE)

14.48%(10%)

Net Interest Margin

4.43%

Efficiency Ratio

57.94%(60%)

Lending & Liquidity

Total Loans

$362.7M

Loan-to-Deposit Ratio

71.44%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+3.50%

Deposit Growth (YoY)

+2.15%

Net Income

$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Bank of South CarolinaHQ	256 Meeting St	Charleston	SC	11
The Bank of South Carolina	2027 Sam Rittenberg Blvd	Charleston	SC	11
The Bank of South Carolina	1730 Maybank Highway	Charleston	SC	11
The Bank of South Carolina	1337 Chuck Dawley Blvd	Mount Pleasant	SC	11
The Bank of South Carolina	9403 Highway 78	North Charleston	SC	11
The Bank of South Carolina	100 N Main St	Summerville	SC	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.