What is First Palmetto Bank's financial health grade?

First Palmetto Bank has a TFS Financial Health Grade of C (score: 75.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Palmetto Bank have?

First Palmetto Bank has 22 branch locations across the United States.

Is First Palmetto Bank FDIC insured?

Yes, First Palmetto Bank is FDIC insured (Certificate #28396).

What are the total assets of First Palmetto Bank?

First Palmetto Bank has total assets of $1.1B as reported in its most recent FDIC filing.

First Palmetto Bank

BankCamden, South Carolina

www.firstpalmetto.com

Total Assets

$1.1B

Total Deposits

$956.3M

Branches

Established

1904

TFS Health Grade

75.3 / 100

Average financial health

How we grade

First Palmetto Bank is a bank headquartered in Camden, South Carolina, established in 1904. With $1.1B in total assets and 22 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.02%(8%)

Total Capital Ratio

14.25%(10%)

Non-Performing Loan Ratio

0.17%

Profitability

Return on Assets (ROA)

1.07%(1%)

Return on Equity (ROE)

11.76%(10%)

Net Interest Margin

3.42%

Efficiency Ratio

62.42%(60%)

Lending & Liquidity

Total Loans

$778.5M

Loan-to-Deposit Ratio

80.17%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+8.33%

Deposit Growth (YoY)

+8.41%

Net Income

$10.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Palmetto BankHQ	315 E Dekalb St	Camden	SC	11
First Palmetto Bank	300 King St E	Bethune	SC	11
First Palmetto Bank	201 E Church St	Bishopville	SC	11
First Palmetto Bank	2310 Broad St	Camden	SC	11
First Palmetto Bank	3932 Forest Dr	Columbia	SC	11
First Palmetto Bank	2530 Devine St	Columbia	SC	11
First Palmetto Bank	206 Cashua St	Darlington	SC	11
First Palmetto Bank	10540 Two Notch Rd	Elgin	SC	11
First Palmetto Bank	617 E. Mcbee Avenue	Greenville	SC	11
First Palmetto Bank	7327 Saint Andrews Rd	Irmo	SC	11
First Palmetto Bank	301 N Hampton St	Kershaw	SC	11
First Palmetto Bank	409 N Main St	Lancaster	SC	11
First Palmetto Bank	5321 Sunset Blvd	Lexington	SC	11
First Palmetto Bank	1376 Highway 17	Little River	SC	11
First Palmetto Bank	4311 Main St	Loris	SC	11
First Palmetto Bank	788 Highway 1 S	Lugoff	SC	11
First Palmetto Bank	111 N Brooks St	Manning	SC	11
First Palmetto Bank	1636 N Highway 17	Mount Pleasant	SC	11
First Palmetto Bank	1204 48th Ave N	Myrtle Beach	SC	11
First Palmetto Bank	201 N Pearl St	Pageland	SC	11
First Palmetto Bank	211 N Main St	Summerville	SC	11
First Palmetto Bank	2293 Glenns Bay Rd	Surfside Beach	SC	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.