What is PS Bank's financial health grade?

PS Bank has a TFS Financial Health Grade of C (score: 73.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does PS Bank have?

PS Bank has 11 branch locations across the United States.

Is PS Bank FDIC insured?

Yes, PS Bank is FDIC insured (Certificate #444).

What are the total assets of PS Bank?

PS Bank has total assets of $640.9M as reported in its most recent FDIC filing.

PS Bank

BankWyalusing, Pennsylvania

psbanking.com

Total Assets

$640.9M

Total Deposits

$559.8M

Branches

Established

1914

TFS Health Grade

73.2 / 100

Average financial health

How we grade

PS Bank is a bank headquartered in Wyalusing, Pennsylvania, established in 1914. With $640.9M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio

11.06%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.14%

Profitability

Return on Assets (ROA)

1.65%(1%)

Return on Equity (ROE)

16.96%(10%)

Net Interest Margin

3.85%

Efficiency Ratio

51.46%(60%)

Lending & Liquidity

Total Loans

$425.1M

Loan-to-Deposit Ratio

75.02%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+10.27%

Deposit Growth (YoY)

+9.63%

Net Income

$10.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
PS BankHQ	42621 Route 6	Wyalusing	PA	11
PS Bank	100 Old Lackawanna Trl	Clarks Summit	PA	11
PS Bank	202 S Turnpike St	Dushore	PA	11
PS Bank	118 College Ave	Factoryville	PA	11
PS Bank	241 Church St	Montrose	PA	11
PS Bank	205 W Lockhart St	Sayre	PA	11
PS Bank	1743 North Keyser Avenue	Scranton	PA	11
PS Bank	223 Northern Blvd	South Abington Township	PA	11
PS Bank	90 Colonial Dr	Towanda	PA	11
PS Bank	802 Hunter Hwy	Tunkhannock	PA	11
PS Bank	42621 Route 6	Wyalusing	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.