Woodlands Bank

BankWilliamsport, Pennsylvania
www.woodlandsbank.com

Total Assets

$616.1M

Total Deposits

$553.6M

Branches

8

Established

1990

TFS Health Grade

$
D+

67.5 / 100

Below average financial health

How we grade

Woodlands Bank is a bank headquartered in Williamsport, Pennsylvania, established in 1990. With $616.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.57%(8%)
Total Capital Ratio
12.72%(10%)
Non-Performing Loan Ratio
2.55%

Profitability

Return on Assets (ROA)
0.89%(1%)
Return on Equity (ROE)
12.71%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
69.78%(60%)

Lending & Liquidity

Total Loans
$439.8M
Loan-to-Deposit Ratio
78.33%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+2.53%
Deposit Growth (YoY)
+3.30%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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