Univest Bank and Trust Co.

BankSouderton, Pennsylvania
http://www.univest.net

Total Assets

$8.4B

Total Deposits

$7.2B

Branches

51

Established

1876

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

Univest Bank and Trust Co. is a bank headquartered in Souderton, Pennsylvania, established in 1876. With $8.4B in total assets and 51 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.07%(8%)
Total Capital Ratio
11.97%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
1.26%(1%)
Return on Equity (ROE)
11.37%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
58.35%(60%)

Lending & Liquidity

Total Loans
$6.9B
Loan-to-Deposit Ratio
95.03%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+3.68%
Deposit Growth (YoY)
+4.47%
Net Income
$103.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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