Phoenixville Federal Bank and Trust

BankPhoenixville, Pennsylvania
www.phoenixfed.com

Total Assets

$641.2M

Total Deposits

$545.4M

Branches

7

Established

1911

TFS Health Grade

$
D

63.6 / 100

Below average financial health

How we grade

Phoenixville Federal Bank and Trust is a bank headquartered in Phoenixville, Pennsylvania, established in 1911. With $641.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio
12.35%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.40%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
6.21%(10%)
Net Interest Margin
3.07%
Efficiency Ratio
75.06%(60%)

Lending & Liquidity

Total Loans
$500.0M
Loan-to-Deposit Ratio
90.66%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-2.11%
Deposit Growth (YoY)
+1.67%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Pennsylvania