UNB Bank

BankMount Carmel, Pennsylvania
http://www.unb.bank

Total Assets

$169.2M

Total Deposits

$157.9M

Branches

2

Established

1906

TFS Health Grade

$
F

55.7 / 100

Poor financial health

How we grade

UNB Bank is a bank headquartered in Mount Carmel, Pennsylvania, established in 1906. With $169.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (55.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.29%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
0.14%(1%)
Return on Equity (ROE)
2.53%(10%)
Net Interest Margin
2.47%
Efficiency Ratio
95.42%(60%)

Lending & Liquidity

Total Loans
$88.9M
Loan-to-Deposit Ratio
55.79%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+2.80%
Deposit Growth (YoY)
+1.74%
Net Income
$238.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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