What is The Dime Bank's financial health grade?

The Dime Bank has a TFS Financial Health Grade of C+ (score: 78.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Dime Bank have?

The Dime Bank has 9 branch locations across the United States.

Is The Dime Bank FDIC insured?

Yes, The Dime Bank is FDIC insured (Certificate #9888).

What are the total assets of The Dime Bank?

The Dime Bank has total assets of $1.2B as reported in its most recent FDIC filing.

The Dime Bank

BankHonesdale, Pennsylvania

www.thedime.bank

Total Assets

$1.2B

Total Deposits

$980.8M

Branches

Established

1906

TFS Health Grade

C+

78.2 / 100

Average financial health

How we grade

The Dime Bank is a bank headquartered in Honesdale, Pennsylvania, established in 1906. With $1.2B in total assets and 9 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio

11.36%(8%)

Total Capital Ratio

15.04%(10%)

Non-Performing Loan Ratio

1.46%

Profitability

Return on Assets (ROA)

1.48%(1%)

Return on Equity (ROE)

14.82%(10%)

Net Interest Margin

4.37%

Efficiency Ratio

55.56%(60%)

Lending & Liquidity

Total Loans

$824.7M

Loan-to-Deposit Ratio

82.69%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+7.71%

Deposit Growth (YoY)

+7.34%

Net Income

$16.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Dime BankHQ	820 Church St	Honesdale	PA	11
The Dime Bank	157 Brooklyn St	Carbondale	PA	11
The Dime Bank	1679 Cochecton Tpke	Damascus	PA	11
The Dime Bank	1824 Route 739	Dingmans Ferry	PA	11
The Dime Bank	1566 Route 507	Greentown	PA	11
The Dime Bank	99 Welwood Ave	Hawley	PA	11
The Dime Bank	309 Main Ave	Hawley	PA	11
The Dime Bank	1055 Texas Palmyra Hwy	Honesdale	PA	11
The Dime Bank	300 Lackawanna Ave	Scranton	PA	12

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.