Elderton State Bank

BankElderton, Pennsylvania
www.eldertonbank.com

Total Assets

$441.7M

Total Deposits

$345.0M

Branches

3

Established

1919

TFS Health Grade

$
D

66.2 / 100

Below average financial health

How we grade

Elderton State Bank is a bank headquartered in Elderton, Pennsylvania, established in 1919. With $441.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.2/100).

Capital & Safety

Tier 1 Capital Ratio
12.09%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.20%

Profitability

Return on Assets (ROA)
1.43%(1%)
Return on Equity (ROE)
11.93%(10%)
Net Interest Margin
3.60%
Efficiency Ratio
49.35%(60%)

Lending & Liquidity

Total Loans
$368.3M
Loan-to-Deposit Ratio
105.36%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+13.37%
Deposit Growth (YoY)
+8.20%
Net Income
$5.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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