Journey Bank

BankBloomsburg, Pennsylvania
www.journeybank.com

Total Assets

$1.7B

Total Deposits

$1.4B

Branches

23

Established

1926

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

Journey Bank is a bank headquartered in Bloomsburg, Pennsylvania, established in 1926. With $1.7B in total assets and 23 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
16.88%(10%)
Non-Performing Loan Ratio
0.98%

Profitability

Return on Assets (ROA)
1.50%(1%)
Return on Equity (ROE)
14.02%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
54.05%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
82.67%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+4.86%
Deposit Growth (YoY)
+9.29%
Net Income
$24.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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