What is Bank of Bird-in-Hand's financial health grade?

Bank of Bird-in-Hand has a TFS Financial Health Grade of D+ (score: 69.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of Bird-in-Hand have?

Bank of Bird-in-Hand has 15 branch locations across the United States.

Is Bank of Bird-in-Hand FDIC insured?

Yes, Bank of Bird-in-Hand is FDIC insured (Certificate #59074).

What are the total assets of Bank of Bird-in-Hand?

Bank of Bird-in-Hand has total assets of $1.8B as reported in its most recent FDIC filing.

Bank of Bird-in-Hand

BankBird In Hand, Pennsylvania

www.bihbank.com

Total Assets

$1.8B

Total Deposits

$1.6B

Branches

Established

2013

TFS Health Grade

D+

69.3 / 100

Below average financial health

How we grade

Bank of Bird-in-Hand is a bank headquartered in Bird In Hand, Pennsylvania, established in 2013. With $1.8B in total assets and 15 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.68%(8%)

Total Capital Ratio

11.60%(10%)

Non-Performing Loan Ratio

0.19%

Profitability

Return on Assets (ROA)

0.81%(1%)

Return on Equity (ROE)

8.57%(10%)

Net Interest Margin

2.86%

Efficiency Ratio

60.42%(60%)

Lending & Liquidity

Total Loans

$1.6B

Loan-to-Deposit Ratio

101.53%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+12.50%

Deposit Growth (YoY)

+18.46%

Net Income

$13.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of Bird-in-HandHQ	309 N Ronks Rd	Bird In Hand	PA	11
Bank of Bird-in-Hand	7180 Bernville Rd	Bernville	PA	29
Bank of Bird-in-Hand	309 N Ronks Rd	Bird In Hand	PA	29
Bank of Bird-in-Hand	309 North Ronks Road	Bird In Hand	PA	29
Bank of Bird-in-Hand	309 N Ronks Rd	Bird In Hand	PA	29
Bank of Bird-in-Hand	309 N Ronks Rd	Bird In Hand	PA	29
Bank of Bird-in-Hand	1759 W Main St	Ephrata	PA	11
Bank of Bird-in-Hand	440 Pequea Ave	Honey Brook	PA	11
Bank of Bird-in-Hand	3540 Old Philadelphia Pike	Intercourse	PA	11
Bank of Bird-in-Hand	5414 Route 25, Suite 101	Lykens	PA	29
Bank of Bird-in-Hand	118 Doe Run Rd	Manheim	PA	11
Bank of Bird-in-Hand	3141 Mount Joy Rd	Mount Joy	PA	29
Bank of Bird-in-Hand	3314 Lincoln Hwy E	Paradise	PA	11
Bank of Bird-in-Hand	335 W 5th St	Quarryville	PA	11
Bank of Bird-in-Hand	2483 Stiegel Pike	Schaefferstown	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.