The Exchange Bank

BankSkiatook, Oklahoma
www.exb-ok.com

Total Assets

$153.1M

Total Deposits

$137.2M

Branches

3

Established

1930

TFS Health Grade

$
F

59.1 / 100

Poor financial health

How we grade

The Exchange Bank is a bank headquartered in Skiatook, Oklahoma, established in 1930. With $153.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (59.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.96%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.02%(1%)
Return on Equity (ROE)
11.15%(10%)
Net Interest Margin
3.99%
Efficiency Ratio
68.22%(60%)

Lending & Liquidity

Total Loans
$53.6M
Loan-to-Deposit Ratio
38.42%
Net Charge-Off Ratio
0.60%

Growth

Asset Growth (YoY)
+5.77%
Deposit Growth (YoY)
+4.36%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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