First Bank & Trust Company

BankPerry, Oklahoma
www.fbt.bank

Total Assets

$245.1M

Total Deposits

$219.3M

Branches

4

Established

1934

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

First Bank & Trust Company is a bank headquartered in Perry, Oklahoma, established in 1934. With $245.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.34%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.58%

Profitability

Return on Assets (ROA)
1.83%(1%)
Return on Equity (ROE)
19.41%(10%)
Net Interest Margin
4.41%
Efficiency Ratio
59.50%(60%)

Lending & Liquidity

Total Loans
$148.1M
Loan-to-Deposit Ratio
66.60%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+3.67%
Deposit Growth (YoY)
+2.27%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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