Exchange Bank and Trust Company

BankPerry, Oklahoma
www.easybanking.bank

Total Assets

$418.4M

Total Deposits

$375.4M

Branches

3

Established

1896

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

Exchange Bank and Trust Company is a bank headquartered in Perry, Oklahoma, established in 1896. With $418.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
15.59%(10%)
Non-Performing Loan Ratio
1.67%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
18.08%(10%)
Net Interest Margin
3.98%
Efficiency Ratio
64.40%(60%)

Lending & Liquidity

Total Loans
$316.1M
Loan-to-Deposit Ratio
83.12%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+4.45%
Deposit Growth (YoY)
+3.01%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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