The Payne County Bank

BankPerkins, Oklahoma
www.paynecountybank.com

Total Assets

$295.2M

Total Deposits

$240.8M

Branches

3

Established

1898

TFS Health Grade

$
C

74.7 / 100

Average financial health

How we grade

The Payne County Bank is a bank headquartered in Perkins, Oklahoma, established in 1898. With $295.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.7/100).

Capital & Safety

Tier 1 Capital Ratio
13.79%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.82%

Profitability

Return on Assets (ROA)
1.85%(1%)
Return on Equity (ROE)
15.17%(10%)
Net Interest Margin
4.27%
Efficiency Ratio
54.44%(60%)

Lending & Liquidity

Total Loans
$220.9M
Loan-to-Deposit Ratio
91.02%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+10.73%
Deposit Growth (YoY)
+8.78%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Oklahoma