What is Blue Sky Bank's financial health grade?

Blue Sky Bank has a TFS Financial Health Grade of D (score: 65.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Blue Sky Bank have?

Blue Sky Bank has 15 branch locations across the United States.

Is Blue Sky Bank FDIC insured?

Yes, Blue Sky Bank is FDIC insured (Certificate #14899).

What are the total assets of Blue Sky Bank?

Blue Sky Bank has total assets of $1.3B as reported in its most recent FDIC filing.

Blue Sky Bank

BankPawhuska, Oklahoma

www.bluesky.bank

Total Assets

$1.3B

Total Deposits

$1.2B

Branches

Established

1905

TFS Health Grade

65.4 / 100

Below average financial health

How we grade

Blue Sky Bank is a bank headquartered in Pawhuska, Oklahoma, established in 1905. With $1.3B in total assets and 15 branch locations, it has a TFS Financial Health Grade of D (65.4/100).

Capital & Safety

Tier 1 Capital Ratio

9.13%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.76%

Profitability

Return on Assets (ROA)

0.95%(1%)

Return on Equity (ROE)

9.90%(10%)

Net Interest Margin

4.66%

Efficiency Ratio

68.54%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

92.26%

Net Charge-Off Ratio

0.65%

Growth

Asset Growth (YoY)

+9.66%

Deposit Growth (YoY)

+10.52%

Net Income

$11.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Blue Sky BankHQ	101 E 8th St	Pawhuska	OK	11
Blue Sky Bank	400 N Broadway St	Cleveland	OK	11
Blue Sky Bank	120 S Market St	Cordell	OK	11
Blue Sky Bank	2106 E Main St	Cushing	OK	11
Blue Sky Bank	224 E Broadway St	Cushing	OK	23
Blue Sky Bank	308 N Main St	Fairfax	OK	11
Blue Sky Bank	1107 N Broadway	Hinton	OK	11
Blue Sky Bank	301 Woolsey Avenue	Morrison	OK	11
Blue Sky Bank	4611 W 6th Ave	Stillwater	OK	11
Blue Sky Bank	3353 E 41st St	Tulsa	OK	11
Blue Sky Bank	320 S Boulder Ave	Tulsa	OK	11
Blue Sky Bank	201 E Cherokee St	Wagoner	OK	11
Blue Sky Bank	1101 E Main St	Weatherford	OK	11
Blue Sky Bank	15301 Dallas Pkwy	Addison	TX	11
Blue Sky Bank	3000 Montgomery Street, Suite 100	Ft Worth	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.