Watermark Bank

BankOklahoma City, Oklahoma
watermark.bank

Total Assets

$407.0M

Total Deposits

$347.0M

Branches

1

Established

2019

TFS Health Grade

$
B-

81.0 / 100

Good financial health

How we grade

Watermark Bank is a bank headquartered in Oklahoma City, Oklahoma, established in 2019. With $407.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of B- (81.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.99%(8%)
Total Capital Ratio
16.15%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.20%(1%)
Return on Equity (ROE)
8.98%(10%)
Net Interest Margin
4.26%
Efficiency Ratio
58.68%(60%)

Lending & Liquidity

Total Loans
$339.2M
Loan-to-Deposit Ratio
96.48%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+12.48%
Deposit Growth (YoY)
+12.70%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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