What is First Fidelity Bank's financial health grade?

First Fidelity Bank has a TFS Financial Health Grade of D+ (score: 67.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Fidelity Bank have?

First Fidelity Bank has 27 branch locations across the United States.

Is First Fidelity Bank FDIC insured?

Yes, First Fidelity Bank is FDIC insured (Certificate #23473).

What are the total assets of First Fidelity Bank?

First Fidelity Bank has total assets of $2.9B as reported in its most recent FDIC filing.

First Fidelity Bank

BankOklahoma City, Oklahoma

FFB.com

Total Assets

$2.9B

Total Deposits

$2.4B

Branches

Established

1981

TFS Health Grade

D+

67.7 / 100

Below average financial health

How we grade

First Fidelity Bank is a bank headquartered in Oklahoma City, Oklahoma, established in 1981. With $2.9B in total assets and 27 branch locations, it has a TFS Financial Health Grade of D+ (67.7/100).

Capital & Safety

Tier 1 Capital Ratio

10.18%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.43%

Profitability

Return on Assets (ROA)

0.94%(1%)

Return on Equity (ROE)

12.11%(10%)

Net Interest Margin

3.31%

Efficiency Ratio

64.21%(60%)

Lending & Liquidity

Total Loans

$2.1B

Loan-to-Deposit Ratio

85.28%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+4.27%

Deposit Growth (YoY)

+3.13%

Net Income

$27.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Fidelity BankHQ	5100 N Classen Blvd	Oklahoma City	OK	11
First Fidelity Bank	5114 S Power Road	Gilbert	AZ	11
First Fidelity Bank	63 E Main St	Mesa	AZ	11
First Fidelity Bank	22841 N 19th Ave	Phoenix	AZ	11
First Fidelity Bank	6232 N 32nd St	Phoenix	AZ	11
First Fidelity Bank	7401 E Camelback Rd	Scottsdale	AZ	11
First Fidelity Bank	16435 N Scottsdale Rd	Scottsdale	AZ	11
First Fidelity Bank	5362 Greenwood Plaza Blvd	Greenwood Village	CO	11
First Fidelity Bank	2825 Nw 164th St	Edmond	OK	12
First Fidelity Bank	2600 S Broadway	Edmond	OK	11
First Fidelity Bank	725 W Covell Rd	Edmond	OK	11
First Fidelity Bank	301 N Air Depot Blvd	Midwest City	OK	11
First Fidelity Bank	400 S Eastern Ave	Moore	OK	11
First Fidelity Bank	1521 N Mustang Rd	Mustang	OK	11
First Fidelity Bank	6404 Avondale Dr	Nichols Hills	OK	11
First Fidelity Bank	900 N Main St	Noble	OK	11
First Fidelity Bank	1337 W Lindsey St	Norman	OK	12
First Fidelity Bank	3595 W Robinson St	Norman	OK	11
First Fidelity Bank	131 E Main St	Norman	OK	11
First Fidelity Bank	700 Sw 29th St	Oklahoma City	OK	11
First Fidelity Bank	1400 S Meridian Ave	Oklahoma City	OK	11
First Fidelity Bank	11919 S Pennsylvania Ave	Oklahoma City	OK	11
First Fidelity Bank	6005 Nw Expressway	Oklahoma City	OK	11
First Fidelity Bank	424 Nw 10th St	Oklahoma City	OK	11
First Fidelity Bank	13144 N May Ave	Oklahoma City	OK	11
First Fidelity Bank	30 W 21st St	Tulsa	OK	11
First Fidelity Bank	5800 Nw 39th St	Warr Acres	OK	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.