What is International Bank of Commerce's financial health grade?

International Bank of Commerce has a TFS Financial Health Grade of C (score: 75.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does International Bank of Commerce have?

International Bank of Commerce has 41 branch locations across the United States.

Is International Bank of Commerce FDIC insured?

Yes, International Bank of Commerce is FDIC insured (Certificate #59093).

What are the total assets of International Bank of Commerce?

International Bank of Commerce has total assets of $1.6B as reported in its most recent FDIC filing.

International Bank of Commerce

BankOklahoma City, Oklahoma

www.ibc.com

Total Assets

$1.6B

Total Deposits

$1.1B

Branches

Established

2017

TFS Health Grade

75.2 / 100

Average financial health

How we grade

International Bank of Commerce is a bank headquartered in Oklahoma City, Oklahoma, established in 2017. With $1.6B in total assets and 41 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio

14.68%(8%)

Total Capital Ratio

21.66%(10%)

Non-Performing Loan Ratio

0.10%

Profitability

Return on Assets (ROA)

1.44%(1%)

Return on Equity (ROE)

10.21%(10%)

Net Interest Margin

4.00%

Efficiency Ratio

54.86%(60%)

Lending & Liquidity

Total Loans

$684.3M

Loan-to-Deposit Ratio

60.14%

Net Charge-Off Ratio

1.19%

Growth

Asset Growth (YoY)

+1.99%

Deposit Growth (YoY)

-1.92%

Net Income

$23.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
International Bank of CommerceHQ	3817 N West Expy	Oklahoma City	OK	11
International Bank of Commerce	2302 12th Ave Nw	Ardmore	OK	11
International Bank of Commerce	7723 Nw 23rd St	Bethany	OK	11
International Bank of Commerce	11886 S Memorial Dr	Bixby	OK	11
International Bank of Commerce	3359 S Elm Pl	Broken Arrow	OK	11
International Bank of Commerce	3108 E 1st St	Chandler	OK	11
International Bank of Commerce	628 W Grand Ave	Chickasha	OK	11
International Bank of Commerce	1050 N Lynn Riggs Blvd	Claremore	OK	11
International Bank of Commerce	2311 N Highway 81	Duncan	OK	11
International Bank of Commerce	421 S Santa Fe Ave	Edmond	OK	11
International Bank of Commerce	1812 E 15th St	Edmond	OK	11
International Bank of Commerce	120 N Division St	Guthrie	OK	11
International Bank of Commerce	2101 W Gore Blvd	Lawton	OK	11
International Bank of Commerce	6425 Nw Cache Rd	Lawton	OK	11
International Bank of Commerce	209 E Cherokee St	Lindsay	OK	11
International Bank of Commerce	2520 N Main St	Miami	OK	11
International Bank of Commerce	2200 S Douglas Blvd	Midwest City	OK	11
International Bank of Commerce	906 Sw 19th St	Moore	OK	11
International Bank of Commerce	1461 24th Ave Nw	Norman	OK	11
International Bank of Commerce	4902 N Western Ave	Oklahoma City	OK	11
International Bank of Commerce	12241 N May Ave	Oklahoma City	OK	11
International Bank of Commerce	10500 S Pennsylvania Ave	Oklahoma City	OK	11
International Bank of Commerce	14001 N Macarthur Blvd	Oklahoma City	OK	12
International Bank of Commerce	100 Park Ave	Oklahoma City	OK	11
International Bank of Commerce	2301 N Portland Ave	Oklahoma City	OK	11
International Bank of Commerce	9350 N Garnett Rd	Owasso	OK	11
International Bank of Commerce	700 W Grant Ave	Pauls Valley	OK	11
International Bank of Commerce	430 W Lincoln St	Purcell	OK	11
International Bank of Commerce	3973 S State Highway 97	Sand Springs	OK	11
International Bank of Commerce	911 E Taft Ave	Sapulpa	OK	11
International Bank of Commerce	2512 N Harrison St	Shawnee	OK	11
International Bank of Commerce	1900 N Perkins Rd	Stillwater	OK	11
International Bank of Commerce	2009 W Broadway Ave	Sulphur	OK	11
International Bank of Commerce	1 West 5th St.	Tulsa	OK	11
International Bank of Commerce	1951 S Yale Ave	Tulsa	OK	11
International Bank of Commerce	8202 E 71st St	Tulsa	OK	11
International Bank of Commerce	4202 S Garnett Rd	Tulsa	OK	11
International Bank of Commerce	8112 Garnett Rd.	Tulsa	OK	11
International Bank of Commerce	5302 E Skelly Dr	Tulsa	OK	11
International Bank of Commerce	2250 E 73rd St	Tulsa	OK	11
International Bank of Commerce	3800 Maple Ave	Dallas	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.