What is First National Bank of Oklahoma's financial health grade?

First National Bank of Oklahoma has a TFS Financial Health Grade of C+ (score: 79.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Oklahoma have?

First National Bank of Oklahoma has 4 branch locations across the United States.

Is First National Bank of Oklahoma FDIC insured?

Yes, First National Bank of Oklahoma is FDIC insured (Certificate #4211).

What are the total assets of First National Bank of Oklahoma?

First National Bank of Oklahoma has total assets of $912.5M as reported in its most recent FDIC filing.

First National Bank of Oklahoma

BankOklahoma City, Oklahoma

www.fnbok.bank

Total Assets

$912.5M

Total Deposits

$792.0M

Branches

Established

1917

TFS Health Grade

C+

79.7 / 100

Average financial health

How we grade

First National Bank of Oklahoma is a bank headquartered in Oklahoma City, Oklahoma, established in 1917. With $912.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (79.7/100).

Capital & Safety

Tier 1 Capital Ratio

10.40%(8%)

Total Capital Ratio

14.40%(10%)

Non-Performing Loan Ratio

1.09%

Profitability

Return on Assets (ROA)

2.14%(1%)

Return on Equity (ROE)

21.76%(10%)

Net Interest Margin

4.35%

Efficiency Ratio

47.44%(60%)

Lending & Liquidity

Total Loans

$722.1M

Loan-to-Deposit Ratio

89.98%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+10.12%

Deposit Growth (YoY)

+10.50%

Net Income

$18.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of OklahomaHQ	10900 Hefner Pointe Dr	Oklahoma City	OK	11
First National Bank of Oklahoma	5101 N Western Ave	Oklahoma City	OK	11
First National Bank of Oklahoma	1501 E Prospect Ave	Ponca City	OK	11
First National Bank of Oklahoma	101 W Grand Ave	Tonkawa	OK	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.