All Capital Bank

BankLocust Grove, Oklahoma
www.banklg.com

Total Assets

$161.5M

Total Deposits

$144.5M

Branches

3

Established

1949

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

All Capital Bank is a bank headquartered in Locust Grove, Oklahoma, established in 1949. With $161.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.22%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.94%(1%)
Return on Equity (ROE)
19.38%(10%)
Net Interest Margin
5.28%
Efficiency Ratio
47.61%(60%)

Lending & Liquidity

Total Loans
$129.7M
Loan-to-Deposit Ratio
88.54%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+54.46%
Deposit Growth (YoY)
+56.15%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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