Prism Bank

BankGuthrie, Oklahoma
www.prism.bank

Total Assets

$645.3M

Total Deposits

$575.4M

Branches

4

Established

1909

TFS Health Grade

$
D

66.0 / 100

Below average financial health

How we grade

Prism Bank is a bank headquartered in Guthrie, Oklahoma, established in 1909. With $645.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.05%(8%)
Total Capital Ratio
12.09%(10%)
Non-Performing Loan Ratio
0.63%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
9.89%(10%)
Net Interest Margin
3.85%
Efficiency Ratio
55.91%(60%)

Lending & Liquidity

Total Loans
$551.3M
Loan-to-Deposit Ratio
94.76%
Net Charge-Off Ratio
0.19%

Growth

Asset Growth (YoY)
+40.37%
Deposit Growth (YoY)
+45.79%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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