Shamrock Bank, N.A.

BankCoalgate, Oklahoma
www.shamrockbank.com

Total Assets

$486.1M

Total Deposits

$442.0M

Branches

8

Established

1924

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

Shamrock Bank, N.A. is a bank headquartered in Coalgate, Oklahoma, established in 1924. With $486.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.80%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.29%

Profitability

Return on Assets (ROA)
1.33%(1%)
Return on Equity (ROE)
17.42%(10%)
Net Interest Margin
3.81%
Efficiency Ratio
65.29%(60%)

Lending & Liquidity

Total Loans
$327.7M
Loan-to-Deposit Ratio
73.21%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+8.44%
Deposit Growth (YoY)
+10.38%
Net Income
$6.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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