What is RCB Bank's financial health grade?

RCB Bank has a TFS Financial Health Grade of C (score: 73.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does RCB Bank have?

RCB Bank has 62 branch locations across the United States.

Is RCB Bank FDIC insured?

Yes, RCB Bank is FDIC insured (Certificate #15399).

What are the total assets of RCB Bank?

RCB Bank has total assets of $4.1B as reported in its most recent FDIC filing.

RCB Bank

BankClaremore, Oklahoma

www.rcbbank.bank

Total Assets

$4.1B

Total Deposits

$3.6B

Branches

Established

1936

TFS Health Grade

73.2 / 100

Average financial health

How we grade

RCB Bank is a bank headquartered in Claremore, Oklahoma, established in 1936. With $4.1B in total assets and 62 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.44%(8%)

Total Capital Ratio

16.72%(10%)

Non-Performing Loan Ratio

1.16%

Profitability

Return on Assets (ROA)

1.32%(1%)

Return on Equity (ROE)

11.91%(10%)

Net Interest Margin

3.62%

Efficiency Ratio

66.31%(60%)

Lending & Liquidity

Total Loans

$2.3B

Loan-to-Deposit Ratio

62.41%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+4.89%

Deposit Growth (YoY)

+3.71%

Net Income

$52.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
RCB BankHQ	300 W Patti Page Blvd	Claremore	OK	11
RCB Bank	601 N Summit St	Arkansas City	KS	23
RCB Bank	125 N Summit St	Arkansas City	KS	11
RCB Bank	2019 N Summit St	Arkansas City	KS	23
RCB Bank	301 W 4th Ave	Caney	KS	11
RCB Bank	305 S Forrest St	Douglass	KS	11
RCB Bank	700 E 30th Ave	Hutchinson	KS	11
RCB Bank	624 E 30th Ave	Hutchinson	KS	11
RCB Bank	1330 E 17th Ave	Hutchinson	KS	23
RCB Bank	101 W Avenue A	Hutchinson	KS	11
RCB Bank	3300 W 6th St	Lawrence	KS	11
RCB Bank	1201 Wakarusa Dr	Lawrence	KS	11
RCB Bank	101 N Sumner St	Oxford	KS	11
RCB Bank	1902 E 16th St	Wellington	KS	11
RCB Bank	8411 E 21st St N	Wichita	KS	11
RCB Bank	10501 E Berkeley Square Pkwy	Wichita	KS	11
RCB Bank	680 N Ridge Rd	Wichita	KS	11
RCB Bank	1610 Main St	Winfield	KS	11
RCB Bank	1905 E 9th Ave	Winfield	KS	23
RCB Bank	1421 Main St	Winfield	KS	11
RCB Bank	900 Main St	Winfield	KS	11
RCB Bank	26551 S Highway 125	Afton	OK	11
RCB Bank	4224 Se Adams Rd	Bartlesville	OK	11
RCB Bank	1350 W Doolin Ave	Blackwell	OK	11
RCB Bank	5000 W Kenosha St	Broken Arrow	OK	11
RCB Bank	1300 E Kenosha St	Broken Arrow	OK	11
RCB Bank	1727 N Highway 66	Catoosa	OK	11
RCB Bank	516 Walnut St	Chelsea	OK	11
RCB Bank	1600 S Lynn Riggs Blvd	Claremore	OK	11
RCB Bank	511 W Will Rogers Blvd	Claremore	OK	11
RCB Bank	111 N 11th St	Collinsville	OK	11
RCB Bank	27010 East 116th Street South	Coweta	OK	11
RCB Bank	300 N Harrison Ave	Cushing	OK	11
RCB Bank	121 W Broadway St	Drumright	OK	11
RCB Bank	855 W Covell Rd	Edmond	OK	11
RCB Bank	3600 S Boulevard	Edmond	OK	11
RCB Bank	909 W Edmond Rd	Edmond	OK	11
RCB Bank	16461 N Pennsylvania Ave	Edmond	OK	11
RCB Bank	11 W Commercial St	Inola	OK	11
RCB Bank	1699 N. Third St.	Langley	OK	11
RCB Bank	3151 W Tecumseh Rd	Norman	OK	24
RCB Bank	2596 W Tecumseh Rd	Norman	OK	11
RCB Bank	3000 W Memorial Rd	Oklahoma City	OK	11
RCB Bank	701 N Broadway Ave	Oklahoma City	OK	11
RCB Bank	7400 N Western Ave	Oklahoma City	OK	11
RCB Bank	6695 E 400 Rd	Oologah	OK	11
RCB Bank	11633 E 86th St N	Owasso	OK	11
RCB Bank	12200 E 96th St N	Owasso	OK	11
RCB Bank	212 N 2nd St	Ponca City	OK	11
RCB Bank	Two Lake Road	Ponca City	OK	23

Showing 50 of 62 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.