Bank of Commerce

BankChelsea, Oklahoma
www.bankboc.com

Total Assets

$186.2M

Total Deposits

$158.7M

Branches

6

Established

1896

TFS Health Grade

$
B

84.8 / 100

Good financial health

How we grade

Bank of Commerce is a bank headquartered in Chelsea, Oklahoma, established in 1896. With $186.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of B (84.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.62%(8%)
Total Capital Ratio
18.73%(10%)
Non-Performing Loan Ratio
0.57%

Profitability

Return on Assets (ROA)
2.11%(1%)
Return on Equity (ROE)
17.22%(10%)
Net Interest Margin
6.50%
Efficiency Ratio
61.55%(60%)

Lending & Liquidity

Total Loans
$133.8M
Loan-to-Deposit Ratio
83.02%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
-0.23%
Deposit Growth (YoY)
-1.94%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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