The First State Bank

BankBoise City, Oklahoma
www.fsbboisecity.com

Total Assets

$166.8M

Total Deposits

$143.1M

Branches

1

Established

1915

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

The First State Bank is a bank headquartered in Boise City, Oklahoma, established in 1915. With $166.8M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.48%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
2.45%(1%)
Return on Equity (ROE)
30.27%(10%)
Net Interest Margin
4.37%
Efficiency Ratio
37.57%(60%)

Lending & Liquidity

Total Loans
$131.2M
Loan-to-Deposit Ratio
91.13%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+12.75%
Deposit Growth (YoY)
+10.15%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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