Ameristate Bank

BankAtoka, Oklahoma
www.ameristatebank.com

Total Assets

$467.3M

Total Deposits

$418.7M

Branches

7

Established

1906

TFS Health Grade

$
F

59.0 / 100

Poor financial health

How we grade

Ameristate Bank is a bank headquartered in Atoka, Oklahoma, established in 1906. With $467.3M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (59.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
4.93%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
12.23%(10%)
Net Interest Margin
5.11%
Efficiency Ratio
76.24%(60%)

Lending & Liquidity

Total Loans
$335.0M
Loan-to-Deposit Ratio
78.97%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+6.05%
Deposit Growth (YoY)
+7.52%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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