Alva State Bank & Trust Company

BankAlva, Oklahoma
WWW.ALVASTATEBANK.COM

Total Assets

$630.8M

Total Deposits

$528.7M

Branches

6

Established

1901

TFS Health Grade

$
B-

82.1 / 100

Good financial health

How we grade

Alva State Bank & Trust Company is a bank headquartered in Alva, Oklahoma, established in 1901. With $630.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of B- (82.1/100).

Capital & Safety

Tier 1 Capital Ratio
13.69%(8%)
Total Capital Ratio
20.76%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
2.09%(1%)
Return on Equity (ROE)
15.98%(10%)
Net Interest Margin
3.52%
Efficiency Ratio
49.77%(60%)

Lending & Liquidity

Total Loans
$330.9M
Loan-to-Deposit Ratio
61.71%
Net Charge-Off Ratio
-0.19%

Growth

Asset Growth (YoY)
+8.69%
Deposit Growth (YoY)
+9.55%
Net Income
$12.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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