What is Main Street Bank Corp.'s financial health grade?

Main Street Bank Corp. has a TFS Financial Health Grade of C (score: 74.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Main Street Bank Corp. have?

Main Street Bank Corp. has 20 branch locations across the United States.

Is Main Street Bank Corp. FDIC insured?

Yes, Main Street Bank Corp. is FDIC insured (Certificate #29847).

What are the total assets of Main Street Bank Corp.?

Main Street Bank Corp. has total assets of $1.5B as reported in its most recent FDIC filing.

Main Street Bank Corp.

BankWooster, Ohio

www.mymainstreetbank.bank

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

1899

TFS Health Grade

74.5 / 100

Average financial health

How we grade

Main Street Bank Corp. is a bank headquartered in Wooster, Ohio, established in 1899. With $1.5B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.02%(8%)

Total Capital Ratio

12.53%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

1.22%(1%)

Return on Equity (ROE)

13.10%(10%)

Net Interest Margin

3.77%

Efficiency Ratio

52.44%(60%)

Lending & Liquidity

Total Loans

$1.2B

Loan-to-Deposit Ratio

90.53%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+5.96%

Deposit Growth (YoY)

+15.05%

Net Income

$17.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Main Street Bank Corp.HQ	151 N Market St	Wooster	OH	11
Main Street Bank Corp.	1055 Sugarbush Dr	Ashland	OH	11
Main Street Bank Corp.	233 Claremont Ave	Ashland	OH	11
Main Street Bank Corp.	1029 Canton Road Nw	Carrollton	OH	11
Main Street Bank Corp.	121 N Main St	Creston	OH	11
Main Street Bank Corp.	130 Wenger Rd S	Dalton	OH	11
Main Street Bank Corp.	110 Crawford St	Fredericksburg	OH	11
Main Street Bank Corp.	303 Highland Dr	Lodi	OH	11
Main Street Bank Corp.	90 N Clay St	Millersburg	OH	11
Main Street Bank Corp.	1265 S Main St	North Canton	OH	11
Main Street Bank Corp.	237 N Main St	Rittman	OH	11
Main Street Bank Corp.	107 Plaza Dr	Saint Clairsville	OH	11
Main Street Bank Corp.	120 N 4th St	Toronto	OH	11
Main Street Bank Corp.	795 W Main St	Washingtonville	OH	11
Main Street Bank Corp.	1926 Cleveland Rd	Wooster	OH	11
Main Street Bank Corp.	543 Riffel Rd	Wooster	OH	11
Main Street Bank Corp.	112 Lafayette Ave	Moundsville	WV	11
Main Street Bank Corp.	1010 Commerce St	Wellsburg	WV	11
Main Street Bank Corp.	2001 Main St	Wheeling	WV	11
Main Street Bank Corp.	2088 National Rd	Wheeling	WV	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.