What is The Peoples Savings Bank's financial health grade?

The Peoples Savings Bank has a TFS Financial Health Grade of D- (score: 62.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Peoples Savings Bank have?

The Peoples Savings Bank has 2 branch locations across the United States.

Is The Peoples Savings Bank FDIC insured?

Yes, The Peoples Savings Bank is FDIC insured (Certificate #29975).

What are the total assets of The Peoples Savings Bank?

The Peoples Savings Bank has total assets of $180.2M as reported in its most recent FDIC filing.

The Peoples Savings Bank

BankUrbana, Ohio

www.thepeoplessavingsbank.com

Total Assets

$180.2M

Total Deposits

$162.0M

Branches

Established

1892

TFS Health Grade

D-

62.6 / 100

Below average financial health

How we grade

The Peoples Savings Bank is a bank headquartered in Urbana, Ohio, established in 1892. With $180.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (62.6/100).

Capital & Safety

Tier 1 Capital Ratio

9.06%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.99%

Profitability

Return on Assets (ROA)

0.54%(1%)

Return on Equity (ROE)

6.40%(10%)

Net Interest Margin

3.61%

Efficiency Ratio

78.18%(60%)

Lending & Liquidity

Total Loans

$157.2M

Loan-to-Deposit Ratio

96.20%

Net Charge-Off Ratio

0.12%

Growth

Asset Growth (YoY)

+12.93%

Deposit Growth (YoY)

+18.50%

Net Income

$925.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Peoples Savings BankHQ	10 Monument Sq	Urbana	OH	11
The Peoples Savings Bank	618 Scioto St	Urbana	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.