What is Monroe Federal Savings and Loan Association's financial health grade?

Monroe Federal Savings and Loan Association has a TFS Financial Health Grade of D- (score: 60.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Monroe Federal Savings and Loan Association have?

Monroe Federal Savings and Loan Association has 4 branch locations across the United States.

Is Monroe Federal Savings and Loan Association FDIC insured?

Yes, Monroe Federal Savings and Loan Association is FDIC insured (Certificate #29578).

What are the total assets of Monroe Federal Savings and Loan Association?

Monroe Federal Savings and Loan Association has total assets of $148.2M as reported in its most recent FDIC filing.

Monroe Federal Savings and Loan Association

BankTipp City, Ohio

www.monroefederal.com

Total Assets

$148.2M

Total Deposits

$130.9M

Branches

Established

1875

TFS Health Grade

D-

60.0 / 100

Below average financial health

How we grade

Monroe Federal Savings and Loan Association is a bank headquartered in Tipp City, Ohio, established in 1875. With $148.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D- (60.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.73%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.48%

Profitability

Return on Assets (ROA)

-0.03%(1%)

Return on Equity (ROE)

-0.37%(10%)

Net Interest Margin

2.81%

Efficiency Ratio

104.63%(60%)

Lending & Liquidity

Total Loans

$112.2M

Loan-to-Deposit Ratio

85.04%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+2.26%

Deposit Growth (YoY)

-1.10%

Net Income

$-39,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Monroe Federal Savings and Loan AssociationHQ	24 E Main St	Tipp City	OH	11
Monroe Federal Savings and Loan Association	8512 N Dixie Dr	Dayton	OH	11
Monroe Federal Savings and Loan Association	985 W Main St	Tipp City	OH	11
Monroe Federal Savings and Loan Association	264 E National Rd	Vandalia	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.