What is The St. Henry Bank's financial health grade?

The St. Henry Bank has a TFS Financial Health Grade of D+ (score: 69.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The St. Henry Bank have?

The St. Henry Bank has 3 branch locations across the United States.

Is The St. Henry Bank FDIC insured?

Yes, The St. Henry Bank is FDIC insured (Certificate #9871).

What are the total assets of The St. Henry Bank?

The St. Henry Bank has total assets of $543.7M as reported in its most recent FDIC filing.

The St. Henry Bank

BankSt. Henry, Ohio

www.sthenrybank.com

Total Assets

$543.7M

Total Deposits

$491.3M

Branches

Established

1905

TFS Health Grade

D+

69.3 / 100

Below average financial health

How we grade

The St. Henry Bank is a bank headquartered in St. Henry, Ohio, established in 1905. With $543.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio

11.77%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.16%

Profitability

Return on Assets (ROA)

2.25%(1%)

Return on Equity (ROE)

25.13%(10%)

Net Interest Margin

3.65%

Efficiency Ratio

37.67%(60%)

Lending & Liquidity

Total Loans

$255.9M

Loan-to-Deposit Ratio

51.45%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+14.63%

Deposit Growth (YoY)

+14.44%

Net Income

$11.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The St. Henry BankHQ	231 E Main St	St. Henry	OH	11
The St. Henry Bank	8111 Ohio 119	Maria Stein	OH	11
The St. Henry Bank	502 N Eastern Ave	Saint Henry	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.