What is Portage Community Bank's financial health grade?

Portage Community Bank has a TFS Financial Health Grade of C (score: 76.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Portage Community Bank have?

Portage Community Bank has 4 branch locations across the United States.

Is Portage Community Bank FDIC insured?

Yes, Portage Community Bank is FDIC insured (Certificate #34760).

What are the total assets of Portage Community Bank?

Portage Community Bank has total assets of $533.4M as reported in its most recent FDIC filing.

Portage Community Bank

BankRavenna, Ohio

www.portagecommunity.bank

Total Assets

$533.4M

Total Deposits

$467.8M

Branches

Established

1998

TFS Health Grade

76.8 / 100

Average financial health

How we grade

Portage Community Bank is a bank headquartered in Ravenna, Ohio, established in 1998. With $533.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio

10.92%(8%)

Total Capital Ratio

15.70%(10%)

Non-Performing Loan Ratio

0.28%

Profitability

Return on Assets (ROA)

0.94%(1%)

Return on Equity (ROE)

9.84%(10%)

Net Interest Margin

3.34%

Efficiency Ratio

64.79%(60%)

Lending & Liquidity

Total Loans

$398.0M

Loan-to-Deposit Ratio

84.25%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

+3.99%

Deposit Growth (YoY)

+3.60%

Net Income

$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Portage Community BankHQ	1311 E Main St	Ravenna	OH	11
Portage Community Bank	140 Portage Trl	Cuyahoga Falls	OH	11
Portage Community Bank	1532 S Water St	Kent	OH	11
Portage Community Bank	4183 Tallmadge Rd	Rootstown	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.