What is The Commercial and Savings Bank of Millersburg, Ohio's financial health grade?

The Commercial and Savings Bank of Millersburg, Ohio has a TFS Financial Health Grade of C+ (score: 77.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Commercial and Savings Bank of Millersburg, Ohio have?

The Commercial and Savings Bank of Millersburg, Ohio has 16 branch locations across the United States.

Is The Commercial and Savings Bank of Millersburg, Ohio FDIC insured?

Yes, The Commercial and Savings Bank of Millersburg, Ohio is FDIC insured (Certificate #9139).

What are the total assets of The Commercial and Savings Bank of Millersburg, Ohio?

The Commercial and Savings Bank of Millersburg, Ohio has total assets of $1.3B as reported in its most recent FDIC filing.

The Commercial and Savings Bank of Millersburg, Ohio

BankMillersburg, Ohio

www.csb1.com

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

Established

1879

TFS Health Grade

C+

77.5 / 100

Average financial health

How we grade

The Commercial and Savings Bank of Millersburg, Ohio is a bank headquartered in Millersburg, Ohio, established in 1879. With $1.3B in total assets and 16 branch locations, it has a TFS Financial Health Grade of C+ (77.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.75%(8%)

Total Capital Ratio

16.47%(10%)

Non-Performing Loan Ratio

0.08%

Profitability

Return on Assets (ROA)

1.11%(1%)

Return on Equity (ROE)

11.41%(10%)

Net Interest Margin

3.66%

Efficiency Ratio

54.90%(60%)

Lending & Liquidity

Total Loans

$830.0M

Loan-to-Deposit Ratio

72.43%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+8.51%

Deposit Growth (YoY)

+7.97%

Net Income

$13.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Commercial and Savings Bank of Millersburg, OhioHQ	91 N Clay St	Millersburg	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	4587 State Route 39	Berlin	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	11113 Fairoaks Rd Ne	Bolivar	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	4440 County Road 70	Charm	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	100 S Walnut St	Gnadenhutten	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	91 S Clay St	Millersburg	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	2101 Glen Dr	Millersburg	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	635 W High Ave	New Philadelphia	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	600 S Main St	North Canton	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	119 W High St	Orrville	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	333 W South St	Shreve	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	127 S Broadway St	Sugarcreek	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	4980 Old Pump Street	Walnut Creek	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	2225 U.S. Route 62	Winesburg	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	3562 Commerce Pkwy	Wooster	OH	11
The Commercial and Savings Bank of Millersburg, Ohio	350 E Liberty St	Wooster	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.