What is RiverHills Bank's financial health grade?

RiverHills Bank has a TFS Financial Health Grade of C+ (score: 77.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does RiverHills Bank have?

RiverHills Bank has 5 branch locations across the United States.

Is RiverHills Bank FDIC insured?

Yes, RiverHills Bank is FDIC insured (Certificate #6662).

What are the total assets of RiverHills Bank?

RiverHills Bank has total assets of $343.6M as reported in its most recent FDIC filing.

RiverHills Bank

BankMilford, Ohio

www.rhb24.com

Total Assets

$343.6M

Total Deposits

$307.2M

Branches

Established

1904

TFS Health Grade

C+

77.2 / 100

Average financial health

How we grade

RiverHills Bank is a bank headquartered in Milford, Ohio, established in 1904. With $343.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (77.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.92%(8%)

Total Capital Ratio

14.33%(10%)

Non-Performing Loan Ratio

0.16%

Profitability

Return on Assets (ROA)

1.26%(1%)

Return on Equity (ROE)

12.65%(10%)

Net Interest Margin

4.46%

Efficiency Ratio

68.71%(60%)

Lending & Liquidity

Total Loans

$272.2M

Loan-to-Deposit Ratio

87.44%

Net Charge-Off Ratio

-0.01%

Growth

Asset Growth (YoY)

+9.35%

Deposit Growth (YoY)

+12.99%

Net Income

$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
RiverHills BankHQ	553 Chamber Dr	Milford	OH	11
RiverHills Bank	1719 W Ohio Pike	Amelia	OH	11
RiverHills Bank	415 Market St	Felicity	OH	11
RiverHills Bank	301 Main St	Milford	OH	11
RiverHills Bank	110 Front St	New Richmond	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.