Fairfield Federal Savings and Loan Association of Lancaster

BankLancaster, Ohio
www.fairfieldfederal.com

Total Assets

$278.9M

Total Deposits

$245.4M

Branches

3

Established

1895

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

Fairfield Federal Savings and Loan Association of Lancaster is a bank headquartered in Lancaster, Ohio, established in 1895. With $278.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.78%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
0.42%(1%)
Return on Equity (ROE)
3.57%(10%)
Net Interest Margin
3.01%
Efficiency Ratio
83.43%(60%)

Lending & Liquidity

Total Loans
$242.7M
Loan-to-Deposit Ratio
98.43%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.03%
Deposit Growth (YoY)
+2.91%
Net Income
$1.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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