What is First Federal Savings and Loan Association of Lakewood's financial health grade?

First Federal Savings and Loan Association of Lakewood has a TFS Financial Health Grade of F (score: 56.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Federal Savings and Loan Association of Lakewood have?

First Federal Savings and Loan Association of Lakewood has 20 branch locations across the United States.

Is First Federal Savings and Loan Association of Lakewood FDIC insured?

Yes, First Federal Savings and Loan Association of Lakewood is FDIC insured (Certificate #29488).

What are the total assets of First Federal Savings and Loan Association of Lakewood?

First Federal Savings and Loan Association of Lakewood has total assets of $2.9B as reported in its most recent FDIC filing.

First Federal Savings and Loan Association of Lakewood

BankLakewood, Ohio

www.ffl.bank

Total Assets

$2.9B

Total Deposits

$2.2B

Branches

Established

1935

TFS Health Grade

56.8 / 100

Poor financial health

How we grade

First Federal Savings and Loan Association of Lakewood is a bank headquartered in Lakewood, Ohio, established in 1935. With $2.9B in total assets and 20 branch locations, it has a TFS Financial Health Grade of F (56.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.15%(8%)

Total Capital Ratio

12.97%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

0.11%(1%)

Return on Equity (ROE)

1.48%(10%)

Net Interest Margin

2.24%

Efficiency Ratio

85.79%(60%)

Lending & Liquidity

Total Loans

$2.4B

Loan-to-Deposit Ratio

109.63%

Net Charge-Off Ratio

0.31%

Growth

Asset Growth (YoY)

-2.59%

Deposit Growth (YoY)

-2.13%

Net Income

$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Federal Savings and Loan Association of LakewoodHQ	14806 Detroit Ave	Lakewood	OH	11
First Federal Savings and Loan Association of Lakewood	36839 Detroit Rd	Avon	OH	11
First Federal Savings and Loan Association of Lakewood	32812 Walker Rd	Avon Lake	OH	11
First Federal Savings and Loan Association of Lakewood	3383 Center Rd	Brunswick	OH	11
First Federal Savings and Loan Association of Lakewood	2 E Washington St	Chagrin Falls	OH	11
First Federal Savings and Loan Association of Lakewood	6610 Detroit Ave	Cleveland	OH	11
First Federal Savings and Loan Association of Lakewood	1929 E 61st St	Cleveland	OH	11
First Federal Savings and Loan Association of Lakewood	6601 Dublin Center Dr	Dublin	OH	11
First Federal Savings and Loan Association of Lakewood	22380 Lorain Rd	Fairview Park	OH	11
First Federal Savings and Loan Association of Lakewood	12648 Rockside Rd	Garfield Heights	OH	11
First Federal Savings and Loan Association of Lakewood	26624 Lorain Rd	North Olmsted	OH	11
First Federal Savings and Loan Association of Lakewood	33701 Center Ridge Rd	North Ridgeville	OH	11
First Federal Savings and Loan Association of Lakewood	6160 Royalton Rd	North Royalton	OH	11
First Federal Savings and Loan Association of Lakewood	26908 Cook Rd	Olmsted Falls	OH	11
First Federal Savings and Loan Association of Lakewood	7595 Crile Rd	Painesville	OH	11
First Federal Savings and Loan Association of Lakewood	5659 Broadview Rd	Parma	OH	11
First Federal Savings and Loan Association of Lakewood	20425 Center Ridge Rd	Rocky River	OH	11
First Federal Savings and Loan Association of Lakewood	14047 Pearl Rd	Strongsville	OH	11
First Federal Savings and Loan Association of Lakewood	2035 Crocker Rd	Westlake	OH	11
First Federal Savings and Loan Association of Lakewood	24441 Detroit Rd	Westlake	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.