What is The Genoa Banking Company's financial health grade?

The Genoa Banking Company has a TFS Financial Health Grade of C- (score: 70.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Genoa Banking Company have?

The Genoa Banking Company has 9 branch locations across the United States.

Is The Genoa Banking Company FDIC insured?

Yes, The Genoa Banking Company is FDIC insured (Certificate #2285).

What are the total assets of The Genoa Banking Company?

The Genoa Banking Company has total assets of $721.2M as reported in its most recent FDIC filing.

The Genoa Banking Company

BankGenoa, Ohio

www.genoabank.com

Total Assets

$721.2M

Total Deposits

$643.3M

Branches

Established

1902

TFS Health Grade

C-

70.4 / 100

Average financial health

How we grade

The Genoa Banking Company is a bank headquartered in Genoa, Ohio, established in 1902. With $721.2M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (70.4/100).

Capital & Safety

Tier 1 Capital Ratio

7.32%(8%)

Total Capital Ratio

12.03%(10%)

Non-Performing Loan Ratio

0.01%

Profitability

Return on Assets (ROA)

0.74%(1%)

Return on Equity (ROE)

10.62%(10%)

Net Interest Margin

3.52%

Efficiency Ratio

72.49%(60%)

Lending & Liquidity

Total Loans

$540.0M

Loan-to-Deposit Ratio

83.09%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+7.25%

Deposit Growth (YoY)

+7.36%

Net Income

$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Genoa Banking CompanyHQ	801 Main St	Genoa	OH	11
The Genoa Banking Company	1701 W State Street	Fremont	OH	11
The Genoa Banking Company	703 Conant St	Maumee	OH	11
The Genoa Banking Company	24950 State Route 51 W	Millbury	OH	11
The Genoa Banking Company	3201 Navarre Ave	Oregon	OH	11
The Genoa Banking Company	4068 East Harbor Rd	Port Clinton	OH	11
The Genoa Banking Company	9920 Old Us 20	Rossford	OH	11
The Genoa Banking Company	5501 Monroe St	Sylvania	OH	11
The Genoa Banking Company	202 N. Summit Street	Toledo	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.