What is The Fort Jennings State Bank's financial health grade?

The Fort Jennings State Bank has a TFS Financial Health Grade of C (score: 73.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Fort Jennings State Bank have?

The Fort Jennings State Bank has 7 branch locations across the United States.

Is The Fort Jennings State Bank FDIC insured?

Yes, The Fort Jennings State Bank is FDIC insured (Certificate #13209).

What are the total assets of The Fort Jennings State Bank?

The Fort Jennings State Bank has total assets of $274.2M as reported in its most recent FDIC filing.

The Fort Jennings State Bank

BankFort Jennings, Ohio

www.fjsb.com

Total Assets

$274.2M

Total Deposits

$237.2M

Branches

Established

1918

TFS Health Grade

73.8 / 100

Average financial health

How we grade

The Fort Jennings State Bank is a bank headquartered in Fort Jennings, Ohio, established in 1918. With $274.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (73.8/100).

Capital & Safety

Tier 1 Capital Ratio

12.67%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.18%

Profitability

Return on Assets (ROA)

1.62%(1%)

Return on Equity (ROE)

13.85%(10%)

Net Interest Margin

5.10%

Efficiency Ratio

56.98%(60%)

Lending & Liquidity

Total Loans

$205.2M

Loan-to-Deposit Ratio

84.16%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+2.99%

Deposit Growth (YoY)

+1.53%

Net Income

$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Fort Jennings State BankHQ	120 N Water St	Fort Jennings	OH	11
The Fort Jennings State Bank	302 Delphos Rd	Columbus Grove	OH	11
The Fort Jennings State Bank	100 S Main St	Continental	OH	11
The Fort Jennings State Bank	135 South Main Street	Glandorf	OH	11
The Fort Jennings State Bank	12 E Main St	Leipsic	OH	11
The Fort Jennings State Bank	1300 N Locust St	Ottawa	OH	11
The Fort Jennings State Bank	120 E Main St	Ottoville	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.