United Midwest Savings Bank, National Association

BankDegraff, Ohio
www.umwsb.com

Total Assets

$506.7M

Total Deposits

$419.5M

Branches

6

Established

1889

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

United Midwest Savings Bank, National Association is a bank headquartered in Degraff, Ohio, established in 1889. With $506.7M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.01%(8%)
Total Capital Ratio
20.44%(10%)
Non-Performing Loan Ratio
1.18%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
7.09%(10%)
Net Interest Margin
4.67%
Efficiency Ratio
74.40%(60%)

Lending & Liquidity

Total Loans
$356.6M
Loan-to-Deposit Ratio
82.75%
Net Charge-Off Ratio
1.78%

Growth

Asset Growth (YoY)
+3.34%
Deposit Growth (YoY)
+3.78%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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