What is THE HOME LOAN SAVINGS BANK's financial health grade?

THE HOME LOAN SAVINGS BANK has a TFS Financial Health Grade of C (score: 76.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does THE HOME LOAN SAVINGS BANK have?

THE HOME LOAN SAVINGS BANK has 5 branch locations across the United States.

Is THE HOME LOAN SAVINGS BANK FDIC insured?

Yes, THE HOME LOAN SAVINGS BANK is FDIC insured (Certificate #29695).

What are the total assets of THE HOME LOAN SAVINGS BANK?

THE HOME LOAN SAVINGS BANK has total assets of $376.0M as reported in its most recent FDIC filing.

THE HOME LOAN SAVINGS BANK

BankCoshocton, Ohio

www.homeloansavingsbank.com

Total Assets

$376.0M

Total Deposits

$307.4M

Branches

Established

1882

TFS Health Grade

76.8 / 100

Average financial health

How we grade

THE HOME LOAN SAVINGS BANK is a bank headquartered in Coshocton, Ohio, established in 1882. With $376.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio

11.60%(8%)

Total Capital Ratio

15.69%(10%)

Non-Performing Loan Ratio

0.73%

Profitability

Return on Assets (ROA)

2.15%(1%)

Return on Equity (ROE)

19.19%(10%)

Net Interest Margin

5.14%

Efficiency Ratio

43.35%(60%)

Lending & Liquidity

Total Loans

$343.1M

Loan-to-Deposit Ratio

110.27%

Net Charge-Off Ratio

0.22%

Growth

Asset Growth (YoY)

+9.18%

Deposit Growth (YoY)

+11.45%

Net Income

$7.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
THE HOME LOAN SAVINGS BANKHQ	413 Main St	Coshocton	OH	11
THE HOME LOAN SAVINGS BANK	590 Walnut St	Coshocton	OH	11
THE HOME LOAN SAVINGS BANK	1387 Coshocton Ave	Mount Vernon	OH	11
THE HOME LOAN SAVINGS BANK	1041 W Main St	Newark	OH	11
THE HOME LOAN SAVINGS BANK	503 W Main St	West Lafayette	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.