What is The Savings Bank's financial health grade?

The Savings Bank has a TFS Financial Health Grade of C- (score: 71.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Savings Bank have?

The Savings Bank has 6 branch locations across the United States.

Is The Savings Bank FDIC insured?

Yes, The Savings Bank is FDIC insured (Certificate #13216).

What are the total assets of The Savings Bank?

The Savings Bank has total assets of $517.3M as reported in its most recent FDIC filing.

The Savings Bank

BankCircleville, Ohio

www.thesavingsbankohio.bank

Total Assets

$517.3M

Total Deposits

$436.5M

Branches

Established

1912

TFS Health Grade

C-

71.5 / 100

Average financial health

How we grade

The Savings Bank is a bank headquartered in Circleville, Ohio, established in 1912. With $517.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.37%(8%)

Total Capital Ratio

16.19%(10%)

Non-Performing Loan Ratio

0.21%

Profitability

Return on Assets (ROA)

0.64%(1%)

Return on Equity (ROE)

6.58%(10%)

Net Interest Margin

3.19%

Efficiency Ratio

76.64%(60%)

Lending & Liquidity

Total Loans

$377.2M

Loan-to-Deposit Ratio

85.65%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+1.01%

Deposit Growth (YoY)

+1.23%

Net Income

$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Savings BankHQ	118 N Court St	Circleville	OH	11
The Savings Bank	501 Long St	Ashville	OH	11
The Savings Bank	201 N Court St	Circleville	OH	23
The Savings Bank	137 W Wheeling St	Lancaster	OH	11
The Savings Bank	1104 Eagleton Blvd	London	OH	11
The Savings Bank	200 S Water St	Williamsport	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.