What is Union Savings Bank's financial health grade?

Union Savings Bank has a TFS Financial Health Grade of D+ (score: 67.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Union Savings Bank have?

Union Savings Bank has 39 branch locations across the United States.

Is Union Savings Bank FDIC insured?

Yes, Union Savings Bank is FDIC insured (Certificate #32296).

What are the total assets of Union Savings Bank?

Union Savings Bank has total assets of $4.0B as reported in its most recent FDIC filing.

Union Savings Bank

BankCincinnati, Ohio

www.unionsavings-bank.com

Total Assets

$4.0B

Total Deposits

$3.5B

Branches

Established

1904

TFS Health Grade

D+

67.4 / 100

Below average financial health

How we grade

Union Savings Bank is a bank headquartered in Cincinnati, Ohio, established in 1904. With $4.0B in total assets and 39 branch locations, it has a TFS Financial Health Grade of D+ (67.4/100).

Capital & Safety

Tier 1 Capital Ratio

10.30%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.51%

Profitability

Return on Assets (ROA)

1.65%(1%)

Return on Equity (ROE)

16.33%(10%)

Net Interest Margin

2.67%

Efficiency Ratio

54.67%(60%)

Lending & Liquidity

Total Loans

$3.6B

Loan-to-Deposit Ratio

101.52%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+3.60%

Deposit Growth (YoY)

+2.12%

Net Income

$66.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Union Savings BankHQ	8805 Governors Hill Dr	Cincinnati	OH	11
Union Savings Bank	2237 S Curry Pike	Bloomington	IN	11
Union Savings Bank	2655 Central Ave	Columbus	IN	11
Union Savings Bank	1499 W Dupont Rd	Fort Wayne	IN	11
Union Savings Bank	91 Byrd Way	Greenwood	IN	11
Union Savings Bank	5881 E 82nd St	Indianapolis	IN	11
Union Savings Bank	1240 N Bridge Street	Chillicothe	OH	11
Union Savings Bank	2691 Madison Rd	Cincinnati	OH	11
Union Savings Bank	6701 Hamilton Ave	Cincinnati	OH	11
Union Savings Bank	1160 Kemper Meadow Dr	Cincinnati	OH	12
Union Savings Bank	8320 Plainfield Rd	Cincinnati	OH	11
Union Savings Bank	7435 Kenwood Rd	Cincinnati	OH	11
Union Savings Bank	2137 Beechmont Ave	Cincinnati	OH	11
Union Savings Bank	843 Eastgate South Dr	Cincinnati	OH	11
Union Savings Bank	6400 Rockside Road	Cleveland	OH	11
Union Savings Bank	3550 W Dublin Granville Rd	Columbus	OH	11
Union Savings Bank	1330 Morse Rd	Columbus	OH	11
Union Savings Bank	5651 Far Hills Ave	Dayton	OH	11
Union Savings Bank	525 W National Rd	Englewood	OH	11
Union Savings Bank	2794 Colonel Glenn Hwy	Fairborn	OH	11
Union Savings Bank	721 Wessel Dr	Fairfield	OH	11
Union Savings Bank	1040 E 2nd St	Franklin	OH	11
Union Savings Bank	4090 Hoover Rd	Grove City	OH	11
Union Savings Bank	1225 Main St	Hamilton	OH	11
Union Savings Bank	3030 Woodman Dr	Kettering	OH	11
Union Savings Bank	1654 E Main St	Lancaster	OH	11
Union Savings Bank	510 W Loveland Ave	Loveland	OH	11
Union Savings Bank	20 Prestige Plaza Dr	Miamisburg	OH	11
Union Savings Bank	1320 Brice Rd	Reynoldsburg	OH	11
Union Savings Bank	11654 Pearl Street	Strongsville	OH	11
Union Savings Bank	14 S Weston Rd	Troy	OH	11
Union Savings Bank	3250 Northwest Blvd	Upper Arlington	OH	11
Union Savings Bank	1050 Washington Ave	Washington Court House	OH	11
Union Savings Bank	7615 Voice Of America Centre Dr	West Chester	OH	11
Union Savings Bank	6393 Glenway Ave.	Western Hills	OH	11
Union Savings Bank	44 S State St	Westerville	OH	11
Union Savings Bank	100 E Market St	Xenia	OH	11
Union Savings Bank	5556 William Flynn Hwy	Gibsonia	PA	11
Union Savings Bank	1614 Washington Rd	Pittsburgh	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.