What is Ohio State Bank's financial health grade?

Ohio State Bank has a TFS Financial Health Grade of D- (score: 62.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Ohio State Bank have?

Ohio State Bank has 2 branch locations across the United States.

Is Ohio State Bank FDIC insured?

Yes, Ohio State Bank is FDIC insured (Certificate #59144).

What are the total assets of Ohio State Bank?

Ohio State Bank has total assets of $482.8M as reported in its most recent FDIC filing.

Ohio State Bank

BankBexley, Ohio

www.bankatosb.com

Total Assets

$482.8M

Total Deposits

$411.3M

Branches

Established

2019

TFS Health Grade

D-

62.5 / 100

Below average financial health

How we grade

Ohio State Bank is a bank headquartered in Bexley, Ohio, established in 2019. With $482.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.99%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

0.59%(1%)

Return on Equity (ROE)

5.50%(10%)

Net Interest Margin

2.03%

Efficiency Ratio

59.70%(60%)

Lending & Liquidity

Total Loans

$431.4M

Loan-to-Deposit Ratio

103.72%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+5.22%

Deposit Growth (YoY)

+6.99%

Net Income

$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Ohio State BankHQ	2106 E Main St	Bexley	OH	11
Ohio State Bank	1776 W Lane Ave	Upper Arlington	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.