What is Belmont Savings Bank's financial health grade?

Belmont Savings Bank has a TFS Financial Health Grade of D (score: 63.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Belmont Savings Bank have?

Belmont Savings Bank has 4 branch locations across the United States.

Is Belmont Savings Bank FDIC insured?

Yes, Belmont Savings Bank is FDIC insured (Certificate #28348).

What are the total assets of Belmont Savings Bank?

Belmont Savings Bank has total assets of $583.4M as reported in its most recent FDIC filing.

Belmont Savings Bank

BankBellaire, Ohio

www.bsb.bank

Total Assets

$583.4M

Total Deposits

$469.5M

Branches

Established

1886

TFS Health Grade

63.8 / 100

Below average financial health

How we grade

Belmont Savings Bank is a bank headquartered in Bellaire, Ohio, established in 1886. With $583.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.8/100).

Capital & Safety

Tier 1 Capital Ratio

14.95%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.37%

Profitability

Return on Assets (ROA)

0.22%(1%)

Return on Equity (ROE)

1.98%(10%)

Net Interest Margin

2.36%

Efficiency Ratio

86.90%(60%)

Lending & Liquidity

Total Loans

$361.6M

Loan-to-Deposit Ratio

76.39%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+13.14%

Deposit Growth (YoY)

+22.42%

Net Income

$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Belmont Savings BankHQ	426 34th Street	Bellaire	OH	11
Belmont Savings Bank	915 E Main St	Barnesville	OH	11
Belmont Savings Bank	298 Sthwy 7	Powhatan Point	OH	11
Belmont Savings Bank	215 W Main St	St. Clairsville	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.