What is The Apple Creek Banking Company's financial health grade?

The Apple Creek Banking Company has a TFS Financial Health Grade of C- (score: 72.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Apple Creek Banking Company have?

The Apple Creek Banking Company has 6 branch locations across the United States.

Is The Apple Creek Banking Company FDIC insured?

Yes, The Apple Creek Banking Company is FDIC insured (Certificate #737).

What are the total assets of The Apple Creek Banking Company?

The Apple Creek Banking Company has total assets of $260.1M as reported in its most recent FDIC filing.

The Apple Creek Banking Company

BankApple Creek, Ohio

www.applecreekbank.com

Total Assets

$260.1M

Total Deposits

$236.2M

Branches

Established

1904

TFS Health Grade

C-

72.2 / 100

Average financial health

How we grade

The Apple Creek Banking Company is a bank headquartered in Apple Creek, Ohio, established in 1904. With $260.1M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio

8.84%(8%)

Total Capital Ratio

11.62%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.12%(1%)

Return on Equity (ROE)

13.79%(10%)

Net Interest Margin

4.72%

Efficiency Ratio

63.15%(60%)

Lending & Liquidity

Total Loans

$224.9M

Loan-to-Deposit Ratio

94.40%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+1.48%

Deposit Growth (YoY)

+0.16%

Net Income

$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Apple Creek Banking CompanyHQ	3 W Main St	Apple Creek	OH	11
The Apple Creek Banking Company	5091 Manchester Rd	Akron	OH	11
The Apple Creek Banking Company	105 2nd Ave Ne	Beach City	OH	11
The Apple Creek Banking Company	2414 Locust St S	Canal Fulton	OH	11
The Apple Creek Banking Company	4500 Cleveland Rd	Wooster	OH	11
The Apple Creek Banking Company	155 S Market St	Wooster	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.